F.A.Q.S

Yes! Private health insurance is available to individuals and families, with eligibility based on factors such as location, age, and coverage needs. Unlike ACA marketplace plans, private options are not income-based, making them a flexible solution for many.

• ACA Marketplace Plans: Government-subsidized health plans available during Open Enrollment or with a qualifying life event. Premiums are often based on income, and coverage follows federal requirements.

• Employer-Sponsored Coverage: Health insurance provided by an employer, typically with shared costs between the employer and employee. Plan options are determined by the employer.

• Private Health Insurance: Customizable plans available year-round, often with broader provider networks, flexible benefits, and tailored coverage options.

Many private health insurance plans offer nationwide provider networks, ensuring access to healthcare services across the U.S. Some plans may also include global coverage options for those who travel frequently.

No, private health insurance is available for enrollment year-round. Unlike ACA marketplace plans, which have designated enrollment periods, private coverage can be secured at any time.

Private health insurance plans vary in cost depending on coverage levels, deductibles, and benefits selected. Many individuals find private plans to be a cost-effective alternative to ACA marketplace or employer-sponsored insurance, especially when tailored to their specific healthcare needs.

Yes, private health insurance plans generally offer flexibility, allowing policyholders to cancel when necessary. However, it is important to have alternative coverage in place to prevent a lapse in healthcare protection.